:root{
  --yellow:#ffd400;--yellow-dark:#e6be00;--black:#111;--ink:#171717;--muted:#555;
  --bg:#f6f6f3;--card:#fff;--border:#deded9;--ok:#086b35;--radius:16px;
  --shadow:0 10px 30px rgba(0,0,0,.07)
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:5rem}
body{margin:0;font:1.04rem/1.6 system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg)}
a{color:inherit}
a:focus-visible,summary:focus-visible,button:focus-visible{outline:3px solid #1670d2;outline-offset:3px}
.wrap{width:min(1060px,calc(100% - 2rem));margin:auto}

/* Header / nav */
header{position:sticky;top:0;z-index:20;background:rgba(17,17,17,.97);border-bottom:4px solid var(--yellow);color:#fff}
.bar{min-height:4rem;display:flex;align-items:center;justify-content:space-between;gap:1rem}
.logo{display:inline-flex;align-items:center;gap:.55rem;font-weight:900;text-decoration:none;color:#fff}
.logo-img{display:block;height:44px;width:auto;background:transparent}
nav{display:flex;align-items:center;gap:.85rem;flex-wrap:wrap;justify-content:flex-end}
nav a{text-decoration:none;font-size:.92rem;color:#fff}
.nav-cta{background:var(--yellow);color:#111!important;padding:.45rem .8rem;border-radius:8px;font-weight:800}
.nav-login{font-size:.85rem;opacity:.9}

/* Divisions dropdown */
.dd{position:relative}
.dd>summary{list-style:none;cursor:pointer;font-size:.92rem;font-weight:600;color:#fff;display:inline-flex;align-items:center;gap:.35rem;padding:.35rem 0}
.dd>summary::-webkit-details-marker{display:none}
.dd>summary::after{content:"";width:0;height:0;border-left:4px solid transparent;border-right:4px solid transparent;border-top:5px solid var(--yellow);margin-top:2px}
.dd[open]>summary::after{transform:rotate(180deg)}
.dd-panel{position:absolute;right:0;top:calc(100% + .55rem);min-width:240px;background:#1a1a1a;border:1px solid #333;border-radius:12px;padding:.45rem;box-shadow:var(--shadow);z-index:30}
.dd-panel a{display:block;padding:.65rem .8rem;border-radius:8px;font-size:.9rem;color:#eee;text-decoration:none}
.dd-panel a:hover{background:#222;color:var(--yellow)}
.dd-panel a small{display:block;color:#888;font-size:.75rem;font-weight:500;margin-top:.1rem}

/* Hero */
.hero{padding:4.5rem 0;background:radial-gradient(circle at 85% 15%,rgba(255,212,0,.16),transparent 35%),#111;color:#fff}
.eyebrow,.label{font-size:.76rem;font-weight:900;letter-spacing:.08em;text-transform:uppercase}
.eyebrow{display:inline-block;background:var(--yellow);color:#111;border-radius:999px;padding:.4rem .75rem}
.hero h1{font-size:clamp(2.2rem,5.5vw,3.8rem);line-height:1.06;letter-spacing:-.045em;max-width:20ch;margin:1.15rem 0}
.hero .lead{font-size:1.15rem;max-width:44rem;color:#d2d2d2}
.trust{font-weight:700;color:#fff;margin:1.5rem 0}
.hero-actions{display:flex;flex-wrap:wrap;gap:.6rem;align-items:center}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;font-weight:900;padding:.9rem 1.3rem;border-radius:10px;border:2px solid transparent;cursor:pointer;font:inherit}
.btn-primary{background:var(--yellow);color:#111}
.btn-primary:hover{background:var(--yellow-dark)}
.btn-dark{background:#111;color:#fff}
.btn-outline{border-color:#666;color:#fff}
.btn-outline-dark{border-color:var(--border);color:var(--ink);background:transparent}
.btn-outline-dark:hover{border-color:#111}

/* Sections */
section{padding:4rem 0}
.white{background:#fff;border-block:1px solid var(--border)}
h2{font-size:clamp(1.7rem,4vw,2.45rem);line-height:1.15;letter-spacing:-.03em;margin:.35rem 0 .7rem}
.intro{max-width:44rem;color:var(--muted);margin:0 0 2rem}

/* Grids / cards */
.grid-4{display:grid;gap:1.15rem;grid-template-columns:repeat(4,1fr)}
.grid-3{display:grid;gap:1.15rem;grid-template-columns:repeat(3,1fr)}
.grid-2{display:grid;gap:1.15rem;grid-template-columns:repeat(2,1fr)}
.card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:1.45rem;box-shadow:var(--shadow);display:flex;flex-direction:column}
.card h3{margin:.25rem 0 .45rem}
.card p{margin:.25rem 0;color:var(--muted)}
.card .card-cta{margin-top:auto;padding-top:1rem}
.num{display:grid;place-items:center;width:2.3rem;height:2.3rem;border-radius:50%;background:var(--yellow);font-weight:900;color:#111}
.tag{display:inline-block;align-self:flex-start;background:var(--yellow);color:#111;font-size:.72rem;font-weight:900;padding:.25rem .5rem;border-radius:5px;margin-bottom:.4rem}
.div-icon{font-size:1.6rem;margin-bottom:.35rem}

/* Division cards on home */
.div-card a.stretch{text-decoration:none;color:inherit;display:flex;flex-direction:column;height:100%}
.div-card:hover{border-color:#111;transform:translateY(-2px);transition:border-color .15s,transform .15s}
.div-card .go{font-weight:800;color:#111;margin-top:auto;padding-top:1rem}

/* Offer / pricing / FAQ */
.offer-card ul{padding-left:1.15rem;flex:1;color:var(--muted)}
.featured{border:2px solid #111}
.pricing-box{background:#fff7cc;border:1px solid #e6c94b;border-radius:12px;padding:1.35rem 1.5rem;margin-top:1rem}
.pricing-box ul{margin:.75rem 0 0;padding-left:1.2rem;color:var(--muted)}
.math{margin-top:1rem;padding:.65rem .8rem;border-radius:8px;background:#e9f6ef;color:var(--ok);font-weight:750}
.faq details{background:#fff;border:1px solid var(--border);border-radius:12px;padding:1rem 1.2rem;margin:.65rem 0}
.faq summary{font-weight:800;cursor:pointer}
.faq p{color:var(--muted)}
.note-box{background:#fff;border:1px solid var(--border);border-left:4px solid var(--yellow);border-radius:12px;padding:1.1rem 1.25rem;margin:1.25rem 0;color:var(--muted)}
.note-box strong{color:var(--ink)}

/* CTA band + forms */
.cta-band{background:#111;color:#fff;border-block:4px solid var(--yellow)}
.cta-band p{color:#ccc;max-width:45rem}
.cta-actions{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:1.25rem;align-items:center}
.fine{font-size:.86rem;color:#999;margin-top:1.1rem}
.fine a{color:var(--yellow);font-weight:700;text-decoration:none}
.fine a:hover{text-decoration:underline}

.lead-form{margin-top:1.5rem;background:#1a1a1a;border:1px solid #333;border-radius:var(--radius);padding:1.5rem;box-shadow:var(--shadow);max-width:40rem}
.lead-form .row{display:grid;gap:.9rem;margin-bottom:.9rem}
.lead-form .row-2{grid-template-columns:1fr 1fr}
.lead-form label{display:block;font-size:.82rem;font-weight:800;letter-spacing:.02em;margin-bottom:.35rem;color:#eee}
.lead-form label .req{color:var(--yellow)}
.lead-form input,.lead-form select,.lead-form textarea{width:100%;padding:.75rem .9rem;border-radius:10px;border:2px solid #333;background:#111;color:#fff;font:inherit}
.lead-form input::placeholder,.lead-form textarea::placeholder{color:#777}
.lead-form input:focus,.lead-form select:focus,.lead-form textarea:focus{outline:none;border-color:var(--yellow);box-shadow:0 0 0 3px rgba(255,212,0,.25)}
.lead-form select{appearance:none;background-image:linear-gradient(45deg,transparent 50%,var(--yellow) 50%),linear-gradient(135deg,var(--yellow) 50%,transparent 50%);background-position:calc(100% - 18px) calc(1.1rem),calc(100% - 12px) calc(1.1rem);background-size:6px 6px,6px 6px;background-repeat:no-repeat;padding-right:2.2rem}
.lead-form textarea{min-height:5.5rem;resize:vertical}
.lead-form .hp{position:absolute;left:-9999px;opacity:0;height:0;width:0;overflow:hidden}
.lead-form button.btn{border:2px solid transparent;width:auto}
.lead-form .form-note{font-size:.8rem;color:#888;margin:.75rem 0 0}
.opt{font-weight:600;color:#888}

/* About strip */
.about-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:2rem;align-items:start}
.stat-list{list-style:none;padding:0;margin:0}
.stat-list li{padding:.75rem 0;border-bottom:1px solid var(--border)}
.stat-list strong{display:block;color:#111;font-size:1.05rem}

footer{background:#fff;padding:2.5rem 0;font-size:.86rem;color:#555;border-top:1px solid var(--border)}
footer .foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:1.5rem}
footer a{text-decoration:none;color:#333}
footer a:hover{text-decoration:underline}
footer ul{list-style:none;padding:0;margin:.5rem 0 0}
footer li{margin:.35rem 0}
footer .foot-note{margin-top:1.5rem;padding-top:1.25rem;border-top:1px solid var(--border);color:#777}

@media(max-width:900px){
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .about-grid,.foot-grid{grid-template-columns:1fr}
}
@media(max-width:800px){
  .grid-3,.grid-2,.grid-4{grid-template-columns:1fr}
  .lead-form .row-2{grid-template-columns:1fr}
  .nav-hide-sm{display:none}
}
@media(max-width:520px){
  .hero{padding:3rem 0}
  .btn{width:100%;justify-content:center}
  .cta-actions .btn,.lead-form button.btn{width:100%}
  .dd-panel{right:auto;left:0}
}